Let’s get you the right
insurance for your business

When it comes to running a business, you can’t always predict the future. But with EMC’s specialized coverages, you’ll be ready for the unexpected. With our team of experienced and knowledgeable experts by your side, we’ll help ensure your business gets the comprehensive coverage it deserves—because protecting your business is our business.

Commercial Property Insurance

Liability Insurance

Workers Compensation

Business Owners Policy

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Why EMC Insurance

Committed partnerships

At our core, EMC is about people. We never forget that insurance serves a human purpose: to improve the lives of all those who depend on us. That’s why EMC is deeply invested in every relationship—to see you thrive is our reward.

Collaborative solutions

Together with agency partners, businesses and community leaders, we’re a team. We work hand-in-hand with you to better understand your needs so we can deliver the right solutions.

Superior cover

Because we know our policyholders so well, we’re able to deliver better, more targeted coverages and risk solutions to fully protect your interests.

Exceptional services

When you need us, we’re there for you: accessible, professional and responsive. It’s this commitment that keeps our customers choosing EMC time and time again.

News & updates

EMC's 2025 Annual Report

In 2025, EMC delivered strong financial results while laying the foundation for what comes next—strengthening our core business, expanding capabilities, and enhancing the agent experience. Explore the achievements, strategic initiatives, and progress highlighted in our 2025 Annual Report.

EMC Insurance Recognizes Top Agency Partners

Agencies across the country are recognized for outstanding performance through EMC’s Partner Success Program.

New EMC Insurance Sign to Light Up Des Moines Skyline

The EMC Insurance logo is reaching new heights with the installation of a new sign on the company’s corporate headquarters.

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A national carrier
with a local heart