What is commercial insurance?

Commercial insurance is designed to protect businesses from financial losses due to property damage, liability claims, or other risks. EMC offers a range of insurance solutions to help protect your operations, employees, and assets, ensuring peace of mind as you focus on growing your business.

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Our specialty
commercial insurance programs include:

If you don’t see your industry listed, connect with an insurance agent to explore other tailored options for your business.

Additional insurance programs

EMC also offers specialized group programs for businesses, industry associations, schools, and municipalities. These programs bundle essential property and liability coverages into a competitively priced, comprehensive insurance plan tailored to your group’s unique exposures.

Group programs include:

  • Insurance for schools
  • Insurance for municipalities
  • Insurance for manufactured homes
  • Insurance for petroleum marketers

Each program includes customized loss control services to minimize risks, competitive premiums, enhanced coverages, and potential dividends for strong group loss performance.

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Frequently asked questions

The cost of commercial insurance varies depending on the size of your business, industry, and specific coverage needs. EMC’s independent agents will help you find a competitively priced policy without compromising on protection.

Getting started is simple. EMC’s experienced independent agents will work with you to evaluate your risks, identify the right coverages, and create a plan that fits your business’s needs and budget.

With EMC, you get more than just a policy—you gain a partner. Our specialized underwriters, customized coverages, and local branch offices ensure that your business has the support it needs when it matters most.