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Our story

Who we are

EMC provides insurance products in more than 40 states. Our commitment extends beyond just coverage. We’re working to make doing business with us easier, faster and more efficient by investing in data and technology and responsive services.

Partnering with independent agents right in your community is our way to ensure that we grasp the intricacies of your unique needs. With branch offices strategically placed across the country and team members located in nearly every state, our proximity is more than a geographical advantage—it’s a commitment to understanding your business and developing the expertise to protect it.

Read our 2023 Annual Report
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Our culture

While being surrounded by a bunch of people who think insurance is cool is its own reward, our culture is so much more than just insurance. It’s about relationships, inclusion and connecting as a work community.

Join our team
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Our stability

In today’s changing world, we want our customers, partners, and other stakeholders to know that we’re here for the long term. EMC Insurance and EMC National Life (EMC Life) carry “Excellent” financial strength ratings from AM Best Company. Our business is built on a solid foundation, and we’ll continue growing and thriving for centuries to come.

Learn more
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Our Impact

Uplifting our communities

At EMC, we uplift the communities where our team members live and work by combining philanthropy, volunteerism, and workplace giving. But what really sets us apart is the dedication of our team members, who make an impact inside and outside the walls of EMC.

See how we're making a difference
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Diversity, equity, inclusion, and belonging

EMC is committed to building a diverse and inclusive team that’s representative of the customers we serve. DEIB is woven into the fabric of everything we do—from how we bring in new talent to ongoing training. Our workplace is a welcoming, inclusive space that reflects our core values.

Explore DEIB at EMC
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Environmental, social, and governance

Our long-standing commitment to corporate sustainability and responsibility further demonstrates how EMC is so much more than an insurance company. By acting responsibly in the present, we build for the future and help turn critical moments into powerful possibilities.

Uncover our full ESG story
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News & updates

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EMC's 2023 Annual Report

As a mutual insurance company, our focus is on the well-being of our policyholders, agents and communities. Read about how we delivered on our mission to improve lives in 2023 and how we’re keeping insurance human to make doing business with us easier, faster and more efficient.

EMC Expo Center to Debut at Iowa Events Center on January 1

New 10-year naming rights partnership announced for the 100,000 square foot exhibit hall and meeting space venue in downtown Des Moines.

EMC's "Excellent" Ratings Affirmed by AM Best

EMC Insurance announced today that rating agency AM Best has affirmed the "Excellent" category Financial Strength Ratings and Long-Term Issuer Credit Ratings for EMC Insurance and EMC Life.