About EMC | EMC Insurance Companies

Our story

Who we are

EMC provides insurance products in more than 40 states. Our commitment extends beyond just coverage. We’re working to make doing business with us easier, faster and more efficient by investing in data and technology and responsive services.

Partnering with independent agents right in your community is our way to ensure that we grasp the intricacies of your unique needs. With offices strategically placed across the country and team members located in nearly every state, our proximity is more than a geographical advantage—it’s a commitment to understanding your business and developing the expertise to protect it.

Read our 2025 Annual Report

Our culture

While being surrounded by a bunch of people who think insurance is cool is its own reward, our culture is so much more than just insurance. It’s about relationships, inclusion and connecting as a work community.

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Mission and purpose

Our mission is fundamentally human: To improve lives. Rooted in our values, we’re unwavering in our commitment to the success of our policyholders and agency partners, safeguarding the wellbeing of the businesses and individuals we cover. It’s our way to ensure we’re fulfilling our purpose of keeping insurance human.

And speaking of values, here are ours:

How we treat each other

Integrity

We believe honesty makes for a more transparent and productive environment. You can trust us to always do the right thing, no matter who’s watching.

Trust

We establish a strong partnership of trust with our co-workers and customers. We build human connections in order to understand each other.

Inclusion

We strive to celebrate people of diverse backgrounds, recognizing that differing perspectives help us make better decisions and have more fulfilling experiences.

How we treat our work

Relationships

Relationships are the foundation of our success. Each of our team members care deeply not only about our mission, but also about our agents, policyholders, and communities.

Resilience

We celebrate our success and own our failures. Taking responsibility for our actions allows us to learn from our experiences and push forward to find solutions.

Our stability

In today’s changing world, we want our customers, partners, and other stakeholders to know that we’re here for the long term. EMC Insurance carries an “Excellent” financial strength rating from AM Best Company. Our business is built on a solid foundation, and we’ll continue growing and thriving for centuries to come.

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Our Impact

Uplifting our communities

At EMC, we uplift the communities where our team members live and work by combining philanthropy, volunteerism, and workplace giving. But what really sets us apart is the dedication of our team members, who make an impact inside and outside the walls of EMC.

See how we're making a difference

Diversity, equity, inclusion, and belonging

EMC is committed to building a diverse and inclusive team that’s representative of the customers we serve. DEIB is woven into the fabric of everything we do—from how we bring in new talent to ongoing training. Our workplace is a welcoming, inclusive space that reflects our core values.

Explore DEIB at EMC

Environmental, social, and governance

Our long-standing commitment to corporate sustainability and responsibility further demonstrates how EMC is so much more than an insurance company. By acting responsibly in the present, we build for the future and help turn critical moments into powerful possibilities.

Uncover our full ESG story

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News & updates

EMC's 2025 Annual Report

In 2025, EMC delivered strong financial results while laying the foundation for what comes next—strengthening our core business, expanding capabilities, and enhancing the agent experience. Explore the achievements, strategic initiatives, and progress highlighted in our 2025 Annual Report.