Local expertise

Agents like you choose EMC because they know the value of our deep expertise, local presence, and responsive service. With branches strategically placed across the country, we’re able to better understand and meet local needs, so we can deliver the right solutions.

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Targeted coverage

At EMC, our goal is to empower our agents with products and services that set them apart in the market. Our coverages are designed to be comprehensive—and flexible. That way you can not only ensure the satisfaction of your current customers, but also attract new ones.

Commercial Property Icon
Commercial property insurance
Liability Insurance Icon
Liability insurance
Workers Compensation Icon
Workers' compensation insurance
Business Owners Icon
Business owners policy
See all coverages

Time-saving technology

We’re leveraging data and technology to make doing business with us faster, easier, and more convenient—for both you and your customers.

Real time
Streamline processes, enhance customer service, and stay competitive in the marketplace.
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Effortlessly integrate data into your agency management system, saving time, money, and improving accuracy.
Industry advocacy
We partner with ACT and AUGIE to resolve agency technology issues, empowering you to streamline your operations.
Award-winning technology
We’ve been recognized for our excellence in simplifying business for agencies.
See specialty insurance programs

Tailored loss control services

We’re committed to empowering you with a range of tailored risk solutions supported by expert resources. By diving deep into business niches and learning from our collective experience, we can better anticipate future risks and give your customers the protection they need to keep their business safe.

Browse our loss control services
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Compassionate claims handling

As a mutual company, we’re focused on serving others and improving lives. So, we take pride in our reputation for handling claims with responsiveness, empathy, and fairness. We’re always ready to step up and be there for your customers when they need us the most.

Our approach to claims handling is simple:

  1. Investigate every claim
  2. Explain what’s covered and what isn’t
  3. Pay the claims we owe as quickly as possible

Plus, we offer value-added services such as medical management, physical damage appraisals, and subrogation recovery.

Report a claim
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FAQs

If you are interested in representing EMC as an independent agent, contact the local EMC branch office that services your state.
We’re glad you asked! Our local branch offices and decentralized structure make us unique. EMC markets its products and services through these offices strategically located across the country. We feel it’s important to provide a local presence and exemplary service in the areas of underwriting, claims, marketing and loss control. Our short chain of command and the decentralized structure of the branch offices allows us to fine-tune our marketing strategies, products and pricing to meet the needs of individual marketing territories and our agents in each area. Find out more about us in the About EMC section.
EMC Insurance Companies produces a Corporate Review each year with information about the successes and accomplishments of EMC Insurance Companies. The current report is in website format and a printed version is not available.
Agent Access is the secure portal within the EMC Insurance Companies website where our agents write and service business. The security features (e.g., the password requirement) provide protection for information and functions on EMC’s systems during transmission between EMC and the computer you are using. Learn more about Agent Access.
As the user administrator, you need to contact your local EMC branch office for initial login information.
Contact your agency’s user administrator for a password and login information.
Read the Website Help page for information on using our site.
We strongly encourage all our agencies to be listed on our Agent Locator, and we prefer to have your permission before listing it. To have your agency information displayed, log in to Agent Access and select your profile in the upper right corner. Select Agent Locator Administration, and then select your branch and enter your agent number or choose your agency from the agent list. Enter the information on the following screen and select Continue to submit your agency information to your local branch office.
Contact your local EMC branch office or EMC Corporate Office personnel with whom you normally work.
If your business has Transport Layer Security (TLS) capability and would like to communicate securely with EMC using TLS, complete this short form to notify us of your capabilities and submit the form to itsupport@emcins.com Learn more about email security.