Why our partners choose EMC Bond

Our focus is keeping business personal. Backed by 70 years of market experience, we excel in contract, commercial, and fidelity bonding solutions, providing you with the expertise needed for seamless business transactions and risk management. We have 11 dedicated bond branch offices strategically placed across the country writing surety in all 50 states. Together we will find the right solution for your needs.

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Rapid Response Program

This specialized program makes it easy to apply and get quick decisions for bonds, whether it’s a single bond or aggregate programs up to $750,000. The Rapid Response Program is designed for contractors needing infrequent bonds. The requirements are less restrictive to streamline our conversations into building new partnerships with you.  

To get started, all we need is:

  • A completed rapid response application (Form No. 7895 2/24)
  • Financial information, including a copy of the company tax return or internal balance sheet and income statement
  • The company should have been in business for at least a year
  • Owners should have at least three years of experience in the industry or a related field
  • Both the company and its owners should have a favorable credit history
  • Owners and spouses may be required to personally indemnify

Call us at 800-447-2295 to speak with someone at your local EMC branch.

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Contract bonds

A contract bond is a type of surety bond where an insurance company guarantees the project owner that the contractor will perform the work according to the terms of the contract. If the contractor fails to fulfill their obligations, the surety steps in to ensure completion or compensate the owner for financial losses. Contract bonds are commonly used in construction projects protect the project owners and ensure that the work is completed as agreed upon.

We serve various types of contractors, including civil, general contractors, subcontractors, and more.

Here are the types of contract bonds we offer:

  • Bid bonds: Protects the project owners in case a contractor withdraws after being awarded a bid
  • Maintenance bonds: Safeguards against financial losses related to materials or workmanship on issues on construction projects
  • Payment bonds: Guarantees the contractor will pay suppliers, laborers, and subcontractors
  • Performance bonds: Ensures completion of the project in case the contractor is unable to fulfill their obligations
  • Supply bonds: Guarantees the delivery of materials as specified in the contract

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Commercial and specialized bonds

Our experienced team is well versed in commercial bonds, which serve as a safeguard for both businesses and their customers, ensuring that agreements are honored, and financial losses are mitigated if things go wrong. Our transactional and standard commercial bonds include:

  • Court bonds: Judicial bonds, fiduciary bonds, appeal bonds, injunction bonds, administrator bonds
  • License and permit bonds: Contractor license bonds, title bonds
  • Public official bonds: Notary bonds, sheriff bonds, tax collector bonds
  • Specialized bonds: We’re equipped to handle your specific and unique bond requirements, including financial guarantees like lost securities bonds

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