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Introducing the EMC appetite list

This resource is designed to help you understand exactly what we can write for you. It highlights approximately 300 classes across six key segments, making it easier to find the right coverage for your customers.

Download appetite list
EMC Appetite List

New Commercial Business Highlights

As EMC strives to be your carrier of choice, we want to provide you with a sample of accounts the Omaha Branch is actively pursuing and writing.

Featured program: EMC breweries insurance

We're here to make selling EMC's breweries and wineries insurance simple. With the agent toolkit, you can quickly access program details, download brochures, and order materials—all at no cost. Plus, we offer brewery-specific loss control resources to help your customers reduce risks, including access to JAS Monitoring Systems at an exclusive 25% discount for EMC policyholders.

Breweries and wineries toolkit
A brewer posing in front of a brewery tank

Featured program: EMC contractors insurance

We actively write policies for over 50 classes of contractors and construction businesses—from general contractors to electricians and excavators—offering plenty of opportunities to grow together. Check out the contractors insurance agent toolkit for marketing resources, including the construction and contractors guide. This guide offers a detailed class-by-class breakdown of our appetite, eligibility criteria, and program guidelines.

Contractors toolkit
A contractor in a wood working shop

Tap into our vendor network

Explore our network of trusted vendors offering complimentary or discounted loss control services designed to help your customers stay ahead of risks and keep their business running smoothly.

Vendor ecosystem
Two people in suits shaking hands

Omaha Branch Contacts

Because we're located near you, we're familiar with your area's business climate, economy and insurance laws. Your local branch representatives are ready to provide assistance with claims, underwriting, marketing and loss control.

General Contact Info

Serving Nebraska, South DakotaOffice Closings and Holiday Schedule
Hours:
7:30 a.m.-4:30 p.m. (CT), Monday-Friday
Phone Numbers:
Street Address:
402-951-8300
800-338-9735 (toll-free)
13321 California Street
Suite 405
Omaha, NE 68154-5237
Email:
Mailing Address:
General: omaha@emcins.com
Claims: omaha.claims@emcins.com
EMC Insurance
Attention: (insert name or department)
PO Box 712
Des Moines, IA 50306-0712
Fax Numbers:
General: 888-992-6171
Claims: 888-992-6167
Underwriting: 888-992-6169

Omaha Branch News

Self-registration now live on Commercial Policyholder Access

We’re excited to announce a new feature on our Commercial Policyholder Access portal that will improve our customer experience: Self-registration for policyholders! This new process is more user-friendly and less time-consuming for both our customers and you! 

New, easy process

Policyholders can now take the lead in registering for the portal by visiting EMCInsurance.com. They’ll select Login, then Commercial Insurance Policyholder from the drop-down menu. From there, they'll click on New User Administrator Registration and simply enter their account number, ZIP code, and agent code (found at the top of their Common Declarations page).  The administrator has the option to add up to two additional admins if desired and unlimited users. When users are added, they will get an email with their login information and a temporary password.

This change is more than just a procedural update—it's convenient for policyholders and easier for you. By reducing the administrative steps required for registration, we’re removing barriers to signing up and freeing up your time to focus on other tasks. But don’t worry: if you enjoy providing a white glove service to your customers, you’ll still have the option to send them an email invitation to initiate the process. 

What’s in it for policyholders? 

Once registered, policyholders can access a range of features, including policy documents, claims, billing details, and loss control resources. They can also opt for paperless billing and policy documents, which is not only eco-friendly but ensures they get their information promptly. Plus, starting Oct. 1, insured copies of policy transactions will be available electronically through Agent Access, reducing waste and improving efficiency.

Need help?

If your customers need assistance with registration, the EMC IT Service Desk is ready to help. They can be reached at 877-249-0581 or via email at itsupport@emcins.com.


New centralized mailing address

Starting August 19, 2024, EMC will implement a new centralized mail process. All mail will now be directed to our corporate office in Des Moines, IA. This change aims to enhance efficiency by electronically scanning all incoming mail and delivering to EMC team members through our digital mailroom software.

Our New Mailing Address:

EMC Insurance
Attention: (insert name or department)
PO Box 712
Des Moines, IA 50306-0712

Note: Premium payments should continue to be mailed to the address on the invoice. We appreciate your continued partnership as transition to our new and improved mail center! Please feel free to reach out if you have any questions.


Notice of electronic policy delivery

Starting Oct. 1, insured copies of policy transactions will be provided electronically through Agent Access. You can review the Letter of Notice that was sent to agency principals on July 1 for more information and exceptions required by law.

What does this mean for you?

Agents will now access all policy transactions on Agent Access instead of receiving print copies by mail. Insureds will still receive any documents required by law through mail.

Flexible delivery options

  • Email: Download from Agent Access, or from eDocs if you’re set up for download, and send it to the insured. Important note: Some states require a signed permission from the insured to receive documents electronically. As their agent, you will be responsible for obtaining permission from your customers. 
  • Hard copy: Print locally for those who prefer paper
  • Paperless: Insureds signed up for paperless will automatically receive documents (they can sign up through Policyholder Access)

How will you know when policy transactions take place?

Agents will receive daily email notifications of policy transactions via the Policy Activity Report (PAR). If you're not sure if your agency has a designated email address for the PAR, contact your local EMC sales team.


Work Injury Triage + Simplified Reporting Process = EMC OnCall Nurse

Do your policyholders know what to do, where to go, and how to report a work injury? Don't wait for their next work-injury to occur, set them up now with peace of mind, a simplified process, and the EMC OnCall Nurse program. EMC Insurance has partnered with Medcor to offer this 24/7 work-injury nurse hotline; this is a premium service paid for by EMC (for our standard, work comp policyholders) because the benefits, for all involved, outweigh the costs. Check out this short video and learn more about EMC OnCall Nurse.

  • Peace of Mind – Injured employees speak with a nurse who will triage the injury and provide a recommendation on the right level of care; this relieves supervisors from making medical decisions they likely aren't qualified to make.
  • Simplified Reporting Process – Medcor generates an incident/triage report and pre-fills the First Report of Injury; these reports are sent to the policyholder and EMC, streamlining the claims setup process and improving reporting times. There is no need to report the injury through other methods when using the EMC OnCall Nurse service.

  • Cost Savings – This program has significantly reduced medical-only and lost time claims and expenses, plus helps avoid unnecessary medical visits and ER visits. EMC OnCall Nurse claims are currently showing an average cost savings of over $1,500/claim and last year, 40% of injured workers returned to work without initial medical treatment.

This program is highly valued by our enrolled policyholders; encourage your EMC policyholders to be prepared for a workplace injury and enroll now (enrollment is required). For additional information, or to enroll, contact claims.oncallnurse@emcins.com.

EMC OnCall Nurse

Accelerated Term 2.0 Benefit Increased to $2,000,000

How did we make our best-selling accelerated underwriting product better? We made it BIGGER! As the life insurance market continues to change, so does EMC National Life. Our popular Accelerated Term 2.0 life insurance product now features face amounts up to $2,000,000 for new sales.* By utilizing a data-driven accelerated underwriting approach, Accelerated Term 2.0 provides immediate underwriting decisions and features one of the best pass-through rates in the industry.

Accelerated Term 2.0 Highlights

  • Quickly qualify for face amounts ranging from $50,000 - $2,000,000
  • No exam or labs required for qualified applicants
  • Streamlined application process (No telephone interview required)
  • Potential to receive an offer immediately
  • Flexible term period options (5-, 10-, 15-, 20-, 25- and 30-years)
  • Available for ages 18-60 (30-year term to age 50)
  • Unemployment Benefit Rider and Term Insurance Rider for Children

If you have questions or need assistance, please contact:

Gary Hoeger, Life Sales Representative

ghoeger@emcnl.com

515-237-2013


Want Faster Underwriting Service?

Did you know that all EMC branches have a dedicated email address for new business submissions? This streamlines the process and helps speed up underwriting time. Please use omaha.clunderwriting@emcins.com for Nebraska and South Dakota – make sure to add it to your address book!


Conditional Renewal Notices Are Now Available Online

Agents who have opted to receive paperless notifications can now view certain conditional renewal letters online. A new section has been added to the Policy Activity Report that includes copies of certain conditional renewal letters. Paperless agents who receive this daily email will be able to view, download and print the conditional renewal letters directly from the email. The links in the email will be active until the policy renewal date.

Some conditional renewal notices will not be eligible for electronic delivery. In those instances, a copy will be mailed to agents instead. For agents who have not signed up for paperless delivery, conditional renewal notices will continue to be mailed.

Click here to see the full article in EMC News.  


Meet Your Clients' Needs With EMC Businessowners Program.

The EMC Businessowners Program meets the needs of countless small businesses. We provide flexible, comprehensive protection for buildings, personal property, autos and employees, as well as liability and umbrella coverages.Plus, we make quoting easy with Policy Now—our straight-through processing tool for BOP business! As of December 2022, Policy Now has reached $3.9 million in BOP issued premium, representing more than 1,225 policies and counting! We’re committed to simplifying the way you do business with us by improving straight-through processing rates and reducing the need for underwriting reviews. Review the class codes available for online quoting. Ready to quote with confidence? Log in to Agent Access to get started today. To learn more about EMC’s BOP program, read the Businessowners Program brochure. For questions or additional information, contact your EMC branch underwriter or territory management team member.

Hear from an EMC agent

"I've had great success placing clients into EMC's Contractors Insurance Program. EMC's industry expertise and coverage offerings, such as blanket additional insured and waiver of subrogation, allows us to meet or exceed the insured's contractual obligations."

MATTHEW D'ARCY

— Cross Insurance

Contractor Quote