Let’s get you the right
insurance for your business

When it comes to running a business, you can’t always predict the future. But with EMC’s specialized coverages, you’ll be ready for the unexpected. With our team of experienced and knowledgeable experts by your side, we’ll help ensure your business gets the comprehensive coverage it deserves—because protecting your business is our business.

Commercial Property Icon
Commercial Property Insurance
Liability Insurance Icon
Liability Insurance
Workers Compensation Icon
Workers Compensation
Business Owners Icon
Business Owners Policy
See all coverages
Woman in an apron working on her laptop while on the phone
Manage your policy
Make a paymentReport a claim
Construction workers in hi-vis safety gear talking to each other
Loss control resources
OverviewBrowse by topic

Why EMC Insurance

Committed Partnerships Icon
Committed partnerships
At our core, EMC is about people. We never forget that insurance serves a human purpose: to improve the lives of all those who depend on us. That’s why EMC is deeply invested in every relationship—to see you thrive is our reward.
Collaborative Solutions Icon
Collaborative solutions
Together with agency partners, businesses and community leaders, we’re a team. We work hand-in-hand with you to better understand your needs so we can deliver the right solutions.
Superior Cover Icon
Superior cover
Because we know our policyholders so well, we’re able to deliver better, more targeted coverages and risk solutions to fully protect your interests.
Exceptional Service Icon
Exceptional services
When you need us, we’re there for you: accessible, professional and responsive. It’s this commitment that keeps our customers choosing EMC time and time again.

News & updates

2024 annual report
EMC's 2024 Annual Report

We amplified our commitment to Keeping insurance human® in 2024, and made significant strides to strengthen our partnerships, enhance our services, and improve our financial results. Read about EMC's achievements, strategic initiatives, and progress made to serve our agents, policyholders, and team members better.

Read more
New EMC Insurance Sign to Light Up Des Moines Skyline

The EMC Insurance logo is reaching new heights with the installation of a new sign on the company’s corporate headquarters.

Read more
EMC's "Excellent" Ratings Affirmed by AM Best

AM Best has affirmed the "Excellent" category Financial Strength Ratings and Long-Term Issuer Credit Ratings for EMC Insurance and EMC Life

Read more
See more news